Get The Right Mortgage Deals By Using A Mortgage Broker

For most people it is tempting to login to your online banking & pick the most attractive looking deal from your current lender. It’s quick, easy & doesn’t cost anything right?

In reality, could this approach be costing you hundreds, if not thousands of pounds?

Mortgage brokers often get exclusive deals the banks don’t give consumers directly. Saving 0.10% in interest on a £200,000 mortgage saves you £1,000 over 5 years. We have access to exclusive deals through our network Quilter Financial Planning Limited.
A broker will typically look at other banks to see if you could get a much better deal elsewhere. With so many banks & building societies, it is easy to miss the most suitable deal, but your broker shouldn’t. They can do the hard work so you don’t have to but you still benefit from those great deals.
Reviewing at the right time could mean your mortgage doesn’t end up on a variable rate and is switched early enough to make sure you’re paying the lowest interest.

Your circumstances will change over time, so might your mortgage needs. Your broker should discuss the different options & features to make sure the new deal is right for you each time round.

Last time a 2-year fixed rate may have been the way to go, maybe this time you want to consider a 5-year deal instead.

Could minor changes to your loan amount change the loan to value and therefore interest rate?

Using a broker to review your mortgage could save you a lot of money. Get in touch with us today for a free 30-minute consultation.

It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK.